How do I receive a payday loan?
Complete our online application and you will be starting the process to receive your cash advance today.
Is my payday loan secure and confidential?
Absolutely! We transact all our loans on our secure SSL server, utilizing the industry highest standard. Your nonpublic information is completely confidential and protected by our company privacy policy.
How does it work?
The first thing you will need to do is complete our short 1 minute application. You will be contacted immediately to verify your information so that you can be approved for the loan. At this point, cash will be transferred into your account. The process usually takes a few hours to 24 hour.
What is the fee for a cash advance?
Your first cash loan can be up to $200. Your payday loan advance limit will continue to increase, as long as your payments are made on time. The maximum you can borrow is up to $500. The fee of a SonicCash.net loan is $20.00 per $100.00 borrowed. Please refer to our APR disclosure for details relating to the fees associated with the payday loan.
How much was I approved for?
The approval process can take as little as 1/2 hour to 1 day, depending on the information to be verified. Once approved, the funds are usually transferred to your account within 24 hrs. Please note that some banks can take two (2) days to process and transfer the funds into your account.
I have no credit history. Can I still get cash?
Typically, your lender will notify you about the approval by phone or email within 24 hours after completing your application. If you have any questions about this process or your lender's decision, your best bet is to contact your lender directly. Please note that you will be given contact information for your lender immediately following the application process. PLEASE SAVE THIS IMPORTANT INFORMATION FOR FUTURE REFERENCE.
What is a payday cash advance?
Absolutely! Simply log in and request a loan extension. Note: If you do not stay current with your payday loan, you will be charged extra fees, including a $20 Non Sufficient Funds (NSF) fee. By staying current with your original loan, you limit any additional fees charged to your account.
How do I reprint my loan documents?
You are sent an email reminder when your payday loan payment is due. Then on the due date we will electronically debit your account for the amount financed as well as the finance charge.
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